Pay Over Time

With flexible monthly payment plans

Buying with Bread Pay

Choose your products

Fill your cart with the items you want and then at checkout select "Pay Over Time with Bread Pay"

Plan your payments

Select the payment plan that works best for you.

Pay over time

Make payments at or using the Bread Finacnial app.

* Amounts financed range from $50.00 to $10,000.00. Availability of terms may vary based on purchase price and/or product. Down payment may be required. Example payment is based on the listed product prices assuming a 36 month term loan and a 9.99% APR. Subject to approval of credit application. Rates range from 0.00% to 29.99% APR. APRs will vary depending on credit qualifications, loan amount, and term.

Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.

Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.